Using a professional removalist company provides peace of mind that your items will be handled with care. Accidents and mishaps still happen during any move. This is where removalists’ insurance becomes invaluable. Removalist insurance also sometimes called transit insurance, provides cover against loss or damage to your belongings during the moving process. It protects you financially if any of your possessions are damaged, lost, or stolen while being transported by the removalist company.
Removalist insurance is not the same as standard home and contents insurance. Your existing policies are unlikely to cover loss or damage during a move. Removalist insurance is a specialist cover designed for exactly this purpose. Some removalist companies include basic cover in their quotes. But, this may not be sufficient, leaving you exposed. Getting additional transit insurance ensures you have adequate protection.
Why do you need removalist insurance?
There are several key reasons why getting removalist insurance is advisable before any move.
- Covers loss – Despite the best efforts of removalists, belongings can occasionally be misplaced or lost during transportation. Insurance provides compensation if prized possessions disappear.
- Covers damage – Scratches, dents, and breakages easily happen when moving furniture and boxes across cities or states. Insurance protects against repair or replacement costs.
- Provides valuables cover – Most standard policies have limits on individual items, particularly jewelry, artwork, and electronics. Valuables cover raises these limits for expensive possessions.
- Gives peace of mind – Knowing your possessions are insured allows you to relax rather than stress about what could go wrong. Insurance gives confidence the move will be smooth.
- May be mandatory – Some removalist companies require you to have transit insurance before they will cover certain items, like vehicles, boats, or pianos. Insurance meets this mandatory requirement.
Without insurance, you could be left seriously out of pocket if anything happens to your possessions during the move. Paying a small premium is worthwhile to avoid potentially massive uninsured losses.
Choosing the right removalist insurance
Not all removalist insurance policies are the same. You need to find the right type and level of cover for your particular move. Specialist providers like Removals Insurance understand the risks and offer policies designed for moving home or office. Don’t rely on standard insurance products. The Product Disclosure Statement outlines exactly what a policy does and does not include. Check it closely, especially limits, terms, and exclusions. Make an inventory of everything moving and their approximate value. It helps you set your sum insured and valuables limit accurately.
Get quotes from a few providers before deciding. Premiums and policy features vary significantly. See what extras are available storage cover between properties, vehicles on trailer cover, and cancellation cover if the move is postponed. Make sure your policy covers from when items leave your old premises until safely delivered to the new premises. Your removalists should guide insurance, but the responsibility is yours. Do your research to get the removalist insurance that’s right for you. The most popular interstate move is relocating from removalists Melbourne to Sydney. As two of Australia’s biggest cities, there is a constant flow of people moving for lifestyle, career, or affordability reasons. Using professional Sydney removalists to undertake an interstate move makes it smoother and safer.
